Saving money is not always easy. However, by cutting a few expensive habits, you may be gradually filling your own pot of gold. Below are just some of the practical practices that may help you cut down your expenses and save money in no time!
1. Stop watching TV
The lesser you spend time on the idiot box, more time may be allocated to productive activities and lower down your electricity expenses. Cable plan expenses could be lowered down with alternatives like Hulu and Netflix if you really can’t help it.
2. Apply the 30 Day Rule
Impulsive buyers or those who cannot overcome the shopping monster in them usually spend the most money. In order for you to live within your budget, you need to wait up to 30 ways before you make an expensive investment. Also, you may want to ask yourself a few questions before making a decision whether to buy a gadget or not.
The following tips mostly suggests that you start creating DIY items and services which may not only help you save money but also develop or improve on existing skills. However, if you think you need to skip a tip or two, feel free to do so because some of these may not be as effective for your specific situations.
3. Drink More Water
There are lots of health benefits when you drink a lot of water but aside from it, it really helps you save more money because you are likely not to over-eat and skip expensive beverages.
4. Save Money on Hair Cuts and Hairstyles
Scout for lesser expensive barber shops and don’t just stick with your existing one especially when you feel you’re being overcharged.
5. Clean Your Car’s Air Filter
You can learn this skill online or ask your friends who do and learn to DIY too.
6. Cool Your Fridget for Free
See the graphic for details. I clearly haven’t done this. Let me know in the comments section if this works for you.
7. Use Scanning Code of Practice
Make it a habit to scan the prices and not just hit the counter and eventually be surprised with the prices of the items you’ve put on your cart. Having a budget plan in place helps too.
8. Make Your Own Lip Gloss or Lip Balm
Of course boys could skip this part and I do not fully advise this especially if you have sensitive skin. We tried to create our own hair gel for a research way back in high school and it turned out we’ve spent way more than the money if we’ve just hit the stores.
9. Save Thirty Cents at Startbucks
I’m not big of a coffee drinker but if you seriously want to save money at Starbucks, the best way is to stay away from it. Support local and smaller cafes which I think are not overrated.
10. Time Your Cigarettes (or Totally Quit Smoking)
I could list down a thousand of reasons why you should quit smoking but I’ll spare you from it. People develop habits and do things for various reasons. They may seem illogical or irrational for some but people do it anyway. If you really wanna save money, quit smoking – totally. Save your body, save you money.
11. Displace Water in your Toilet’s Tank
I don’t know about you but in our house we don’t use the toilet’s flush. We use a pail to flush it down. Lowers down the water bills. We also keep a big container with cover where we stock water for emergency purposes.
12. Use Vinegar Instead of Standard Cleaning Products
Vinegar is an excellent household cleanser, effective for killing most mold, bacteria, and germs. Not to mention much more affordable and is not likely to cause allergic reactions. Make use of it.
13. Keep Your Hands Clean
I’m tempted to say ’nuff said’. There are bazillion of health reasons why you should keep your hands clean. Just like in quitting smoking, it saves your body. It saves you money.
14. Buy on Unconventional Stores
I am big on supporting local entrepreneurs and smaller businesses. Big companies and supermarkets could survive even without your purchases but your purchase on smaller business could help them survive.
15. Say no to Extended Warranties
When buying a gadget or appliance, but the quality of the product. Not the warranty whatsoever. I should probably replace this tip with don’t buy the latest model of gadgets because chances are, there’d be a new one by next month or even before you’re done paying for the installment item.
Those are just the 15 ways to fill your own pot of gold and save more money.
Do you have other tips and creative ways to save money which you’d like to be added on the list? Feel free to share them through the comments below.